Transunion

TransUnion was started in 1968 as the parent company of the Union Tank Car Company. Over the next 30 years their business has to grown so that they are one of the world leaders in the intelligence and consumer credit. They recognized very early in their business years that an online credit check system could create good business for them. TransUnion invests millions of dollars to create and maintain the most expandable data system ever. This advanced data system can create even more business opportunities.

They service a broad market including financial and banking services, insurance companies, mortgage brokers, retailers, collections agents, energy companies, health care corporations, and of course the everyday consumer.

Consumers can receive basic credit reports, but also take advantage of other services including credit assessment reports, fraud prevention and identity theft prevention services.

One of the popular reports offered by TransUnion is the 3 in 1 credit profile plus report. With this report you can get your credit report from all 3 major credit bureaus, TransUnion, Equifax and Experian. Not only can you get the report from all 3 at the same time, but you can have it within a few minutes.

With this credit report you can see all the details on your spending and accounts as well as your credit score which determines if you can easily borrow from lenders or not.

TransUnion also offers online credit monitoring. With this tool you can have ongoing access to your credit report and check for fraud or identity theft. It will even send you emails alerting you to possible fraudulent activities on your credit.

A new service offered now is called Know Your Loan Rate. With this service you will get a preparation kit that helps you to obtain the best mortgage rate possible.

All of these reports and services help to ensure that you keep your credit high and that you never have a problem when you need to borrow or make a bug purchase.