There are many different makes and models of cell phones around these days, and these phones are available on both a contract and prepaid basis. Over recent years, prepaid cell phones have soared in popularity, with many people opting for this form of payment over a contract phone. With prepaid cell phones you basically have to load the phone with credit before you can use it to make calls or send text messages. Once you have loaded credit, which can be done in a number of ways, you can use your phone to make phone calls and send txt messages until your credit runs out. At this point you have to load more credit on to the phone in order to continue using it other than to receive calls and texts.
Although some people prefer not to have to go through the hassle of loading credit onto the phone, and therefore opt for a contract phone, for others it is an effective way of benefiting from a cell phone without getting into financial trouble. With a prepaid cell phone you only get to use what you can afford, which means that you won’t end up having to deal with a massive phone bill at the end of the month. Also, because the methods of reloading your phone with credit are getting so much easier and more convenient, such as vouchers and credit card payments, having to put credit on the phone is no longer a hassle for most people.
In some cases, prepaid cell phones are the only option. For example, those with bad credit will probably find it difficult to get a contract phone because of their poor credit rating. However, for these people the prepaid cell phone is the ideal solution, enabling them to have the benefits of cell phone without having to go through credit checks and get refused. Those that find it difficult to budget may also prefer prepaid cell phones, as there are no line rental charges or monthly bills to worry about.
Many parents now prefer their children to have a cell phone with them in case of emergencies, but children will be children and sending them off with a contract phone is likely to end in huge phone bills and many tears. However, giving them a prepaid cell phone means that at worst they can only use the credit that is in the phone, so they are not going to run up huge bills talking to their friends.
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